In such economy recession time like today, people would do anything to save money, so why wouldn’t you? With all the expenses for monthly tax, mortgages, life insurances, who would mind saving a few bucks on auto insurances? That is where Wawanesa auto insurance comes into play.

Wawanesa auto insurance is established in 1896 as a Canadian mutual insurance company. It operates in Canada, including Quebec, and two other states in the America – California and Oregon.

With 114 years of practice in the field of auto insurance, it has now reached the stage of expertise with providing citizens with the cheapest auto insurance price possible. The company’s auto insurance policy is a lot cheaper compared to other insurance companies’ auto insurance price. And why is that? It is because Wawanesa does not spend as much money on advertising as the other insurance company. By only relying on positive word of mouth, Wawanesa auto insurance achieved this competitive advantage.

Reputation is very important to the company and they work hard to maintain that good reputation. Wawanesa auto insurance promises that claims will be responded as soon as possible by staffs that are highly skilled and are trained specifically in the field of automobiles, ensuring them to service customers with all their potentials. Customers at Wawanesa are mostly low risk customers, thus their track record are especially clean, giving drivers a good reputation while enrolled under Wawanesa auto insurance.

Auto insurance coverage contract can be modified to fit the needs of each client. There are ten options to choose from; therefore they can choose what they want their policy to cover. Not only is the auto coverage plan open to customization, clients are also free to choose their method of payment plan. Payment plans are spanned out into paying full, three or nine payments. However, for three or nine payment plans, clients will have to add additional service charge to each installment. The requirement for three and nine payment plan is that the total annual policy has to cost at least three hundred dollars.

Clients with their track record as a driver sparkly clean will be able to benefit a discount as much as twenty percent. The conditions for these clients are that they have not been involved in a car accident for a minimum of six years or that they have never received any traffic tickets from the officer. This discount is also available to clients who have two or more cars or a car and a house insured under the Wawanesa insurance company.

On the other hand, what makes Wawanesa auto insurance cheap also has its downside. Not everyone can sign up for Wawanesa auto insurance. The auto insurance is only provided to drivers in Canada and the two states stated previously in America. Plus, only clients who are considered good drivers in Wawanesa auto insurance’s point of view are able to enroll under the auto insurance program. The tactic is to save risking with accident-prone drivers to save expenses. Another tactic that the company uses is not hiring local agents, though customers would have to deal with the company’s office directly, making the enrolling process slow and inconvenient.  New clients who wish to sign up with Wawanesa auto insurance will have to fill in an application form and mail it to the company’s office. The lack of online services is one of the few problems that cause client’s dissatisfaction.